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Cross BorderLicensing

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Curaçao, Malta or the UK: which licence fits your operation?

A side-by-side view of the three jurisdictions we advise on in depth — licence types, fees, timelines and what each regulator expects of you.

At a glance

TopicCuraçaoMaltaUnited Kingdom
RegulatorCuraçao Gaming Authority (CGA)Malta Gaming Authority (MGA)UK Gambling Commission (UKGC)
Legal frameworkLandsverordening Openbare Kansspelen (LOK), in force since 24 December 2024Gaming Act 2018 and the MGA's gaming regulationsGambling Act 2005 and the Licence Conditions and Codes of Practice (LCCP)
Licence structureB2C (operator) and B2B (supplier/platform) licencesB2C licence in four types, and a B2B critical gaming supply licenceAn operating licence per activity (remote casino, betting, bingo and so on), plus personal licences for key individuals
Indicative timelineSeveral months from a complete file to decision4 to 8 months from application, excluding preparationAround 16 weeks from a complete application, longer if the Commission asks for more
Regulator feesSet by the CGA by licence type and revenue — confirmed for your structure in scoping€5,000 application fee; minimum annual fees of €5,000–€25,000 depending on licence typeSet by the UKGC by licence type and gross gambling yield — confirmed for your structure in scoping
Local presenceReal local presence required under the LOK; the specifics depend on licence typeA Malta-registered company with genuine substance on the islandAccountable key individuals with personal licences; management and decision-making must be demonstrable
Best suited toOperators entering under the new LOK regime with a clear local-presence planEstablished, EU-facing operators and suppliers that want a mature, well-regarded licenceOperators targeting the British market and ready for a demanding conduct and enforcement regime

Indicative and for orientation. Figures change; we confirm the current position for your structure in the scoping call.

Choosing is a business decision as much as a legal one

Start from your market, not the cheapest licence

Where your players are, which payment providers you need and what your banks will accept usually decide the jurisdiction. The cheapest licence is rarely the cheapest outcome if it limits where you can operate.

Common questions when comparing

Timelines depend far more on how complete your file is than on the regulator. A well-prepared file in a demanding jurisdiction often beats an incomplete file in an easier one.

Not sure which one fits?

A short call is usually enough to narrow three options down to one.

Plan a call